Health insurance covers essential health benefits critical to maintaining your health and treating illness and accidents health insurance protects you from unexpected, high medical costs. Confused by insurance terms like deductible, copay, or out-of-network? This simple guide breaks down what your benefits cover and how to avoid surprise bills.

If you already get benefits, visit our manage benefits page to learn how to make changes, download … Explore health insurance options including medicare, medicaid, individual and family, short term and dental, as well as employer plans.