Shruthi Narayanan Leaked Video

If a small bank opts out of the retail lending test in § 345. 22, the fdic reverts to evaluating the bank pursuant to the small bank lending test in § 345. 29 (a) (2), starting with the evaluation period â€¦ Pursuant to § 345. 21, the retail lending test evaluates a bank's record of helping to meet the credit needs of its entire community through the bank's origination and purchase of home mortgage loans, â€¦ To evaluate the performance of an intermediate bank, the fdic applies the retail lending test in § 345. 22 and either the intermediate bank community development test in § 345. 30 (a) (2) or, at the â€¦