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At-fault accidents raise premiums by 43%. Learn how driving history, accident severity, and discounts like 10% defensive driving can reduce your rates. Find out if your car insurance rate increases after an accident and by how much.
Learn how to keep your car insurance rates low. Get a quote today. At-fault accidents & insurance rates in 2026 at-fault accidents occur when you are legally responsible for causing a collision, as determined by police reports, insurance investigations, and state laws.
